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Nivesh Plus

Tirthankar Investmerns

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Nivesh Plus

  • Nivesh Plus is a single-payment market-linked plan that offers a combination of protection and investments.
  • It is an ideal plan for gifting, allowing you to provide a valuable financial asset.
  • With the flexibility to invest your premium in the debt or equity market, in a proportion chosen by you, this plan caters to your investment preferences.
  • The plan provides a risk cover equal to 10 times the annualized premium, ensuring comprehensive protection.
  • Guaranteed Additions are offered at regular intervals, enhancing the policy value over time. • Additionally, the plan includes an accidental cover of up to 1 crore, providing financial security against unforeseen events.
  • It offers four different investment options, allowing you to align your investments with your financial goals.
  • In times of financial crisis, the plan provides the facility of partial withdrawal, ensuring liquidity when needed.
  • The policyholder also has the option of choosing the death benefit in installments, providing flexibility in the payout structure.

 

  Eligibility Criteria  
  Minimum Maximum
Age 90 Days (Completed) Option 1 – 70 Years (Nearer Birthday)
Option 2 – 35 Years (Nearer Birthday)
Policy Term Option 1 – 10 to 25 Years 20 Years
Premium Payment Term Single Payment  
Basic Sum Assured Option 1 – 1.25 Times of Single Premium
Option 2 – 10 Times of Single Premium
Maximum Maturity Age 18 Years (Completed) Option 1 – 85 Years (Nearer Birthday)
Option 2 – 50 Years (Nearer Birthday)
Premium Amount Rs.1 Lacs No Limit