Nivesh Plus
- Nivesh Plus is a single-payment market-linked plan that offers a combination of protection and investments.
- It is an ideal plan for gifting, allowing you to provide a valuable financial asset.
- With the flexibility to invest your premium in the debt or equity market, in a proportion chosen by you, this plan caters to your investment preferences.
- The plan provides a risk cover equal to 10 times the annualized premium, ensuring comprehensive protection.
- Guaranteed Additions are offered at regular intervals, enhancing the policy value over time. • Additionally, the plan includes an accidental cover of up to 1 crore, providing financial security against unforeseen events.
- It offers four different investment options, allowing you to align your investments with your financial goals.
- In times of financial crisis, the plan provides the facility of partial withdrawal, ensuring liquidity when needed.
- The policyholder also has the option of choosing the death benefit in installments, providing flexibility in the payout structure.
Eligibility Criteria | ||
Minimum | Maximum | |
Age | 90 Days (Completed) | Option 1 – 70 Years (Nearer Birthday) Option 2 – 35 Years (Nearer Birthday) |
Policy Term | Option 1 – 10 to 25 Years | 20 Years |
Premium Payment Term | Single Payment | |
Basic Sum Assured | Option 1 – 1.25 Times of Single Premium Option 2 – 10 Times of Single Premium |
|
Maximum Maturity Age | 18 Years (Completed) | Option 1 – 85 Years (Nearer Birthday) Option 2 – 50 Years (Nearer Birthday) |
Premium Amount | Rs.1 Lacs | No Limit |